Terms and condititions

The website www.cicor.es (hereinafter, the “Website”) is owned by the Company CICOR INTERNACIONAL CORREDURIA DE SEGUROS Y REASEGUROS S.L.U. (hereinafter, “CICOR”), a company established as such in accordance with Spanish law, registered in Independencia Street,  number 2, 08225 Terrassa (Barcelona), with a VAT identification number of B-58570623, registered in the Mercantile Register Office of Barcelona in the Volume 29919, Folio 68, Page B 72037, 1st Registry and is also registered with an administrative authorization of the General Directorate of Insurance and Pensions under J-0338 and RJ-0072.

CICOR’s Website is at user’s disposition so they can learn about the company and its activity, find out what services does the company offer and, if they wish it, how to contact us and hire our services.

Purpose and scope of use of the general conditions

These Terms and Conditions (hereinafter, the “Terms and Conditions”) govern, alongside the Privacy Policy and the Cookie Policy, the use of the website www.cicor.es. These Terms and Conditions will be at your disposal on the Website in English so that you will be able to check it, download it or print it at any time and whenever you want.

For any question relating to how CICOR manages and treats your personal data or which cookies are used by the Website, you may visit our Privacy Policy and our Cookie Policy. Both policies will be available in English as well so that you will be able to check it, download it or print it at any time and whenever you want.

These Terms and Conditions, as well as our Privacy Policy and Cookie Policy, have been written in compliance with the provisions of the applicable legislation concerning Internet Rights, E-commerce and Data Protection, such as Law 34/2002 regarding Services of the Information Society and E-commerce and Organic Law 15/1999, of 13 December, on Personal Data Protection.

Access to the website and acceptance of the terms and conditions

You may freely browse the Website during your entirely voluntary navigation as there is no need to register. The only requirement for you to surf the web www.cicor.es is to have access to Internet connexion from the device you may use. Access to the Website is free except for the cost of connection through the telecommunications network provided by the service provider that the User may have contracted.

 

Using and browsing the Website gives you the role of User (hereinafter, the “User”) and implies full and unreserved acceptance of these Terms and Conditions, as well as our Privacy Policy and Cookie Policy. By accessing the Website the User states that they are of legal age and have the legal capacity to use the Website.

Users can freely browse the Website and access to it as many times as they want without having to register or create an account.

Obligations of the user of the website

By browsing the Website you agree to use it under these Terms and Conditions, the law and good faith. You shall be solely responsible for any damages caused to CICOR and/or third parties arising from any non-compliance by you of any of the obligations required under these Terms and Conditions and/or the law and good faith.
In any case the User shall not:

  • Reproduce, distribute, publicly communicate, transform or modify the Website or any of its contents, including these Terms and Conditions, regardless of the purpose of such use, without prior written permission of CICOR.
  • Introducing on the Website or its network of programs any data capable of causing damage to CICOR’s computer systems, its suppliers or third parties.
  • Conduct any activity deemed unlawful, fraudulent, contrary to these Terms and Conditions, law and/or good faith, or preventing and/or impeding the proper use of the Website or its contents.
  • Insert on any external websites, platforms, forums, chats, blogs or social networks any link allowing the linking or reproduction of the Website or the contents thereof with any such external websites, platforms, forums, chats, blogs or social networks, unless the link redirects directly to the home page of the Website without being able to reproduce it in any way.
  • Link or reproduce the Website or its contents to external websites, platforms, forums, chats, blogs or social networks that are unlawful, offensive or attempting against human dignity, fundamental rights or the Company itself and/or may be deemed criminal.
  • Input and/or broadcast on the Website contents violating human rights and dignity such as content deemed racist, xenophobic, pornographic or making apologies for terrorism.

Intellectual and industrial property rights

The Website and its contents are protected by the current regulations on Intellectual and/or Industrial Property. CICOR is the owner or has properly licensed all Intellectual and Industrial Property Rights of the Website and its contents.
Any form of reproduction, distribution, public communication, processing, disposal and, in general, any act of exploitation, whether or not for commercial purposes of the Website or its contents, without the prior express consent of CICOR is strictly prohibited.

CICOR reserves all Intellectual and Industrial Property Rights on the Website and its contents. In no event and under no circumstances shall accessing or browsing the Website constitute or imply any transferring by CICOR of the Intellectual and Industrial Property Rights of the Website or its contents.

Liability

Users must use the Website and its contents in accordance with these Terms and Conditions, current legislation and good faith. Any use of the Website or its contents contrary to these general conditions, the law or good faith, regardless of whether or not such use has economic purposes, is strictly prohibited.
The User shall be liable for any damage caused to CICOR or third parties arising directly or indirectly from any use of the Website or its contents contrary to these Terms and Conditions, the law, morality, public order or good faith.
CICOR requires services provided by third parties to make the Website and its contents accessible. It may be that despite the efforts of CICOR to keep the Website available and accessible, its availability may be suspended, interrupted or cancelled for reasons beyond CICOR. Therefore, CICOR does not guarantee that there will be no interruptions or errors in accessing the Website or its contents or that they are updated or displayed in its latest version. Thus, CICOR disclaims any liability for damages arising to the User as a result of the suspension, interruption, lack of continuity, power failure or disconnection of the Website.
In no case and under no circumstances will CICOR be held accountable for the damages caused to the User or third party for reasons not attributable to CICOR such as, to exemplify and in no way limiting, natural disasters, force majeure situations or extreme urgency, virus, harmful components, malfunction of the browser, computer intrusions or attacks by third parties. The Website does not constitute an offer to sell or offer the possibility of hiring online.

Links

External websites, platforms, forums, chats, blogs or social networks connecting or linking to the Website must clearly declare that they do not have the authorisation, nor the supervision of CICOR and that such link does not involves any bonding or assumes or implies association of any kind between CICOR and those external websites, platforms, forums, chats, blogs or social networks linking to the Website.

In any case, any link directing to the Website should bring directly to the Home page or Welcoming screen of the Website by clicking the URL of the web covering the entire Home page or Welcoming screen of the web.

CICOR will not be held accountable in any case and under no circumstances for any content, information or data regarding the Website, its contents or any other material from external websites, platforms, forums, chats, blogs or social networks that link to the Website.

It is strictly prohibited to link the Website from websites, platforms, forums, chats, blogs or social networks contrary to law, morality and decency, especially those with content considered pornographic, illicit, illegal or violating human rights.

On the other hand, the Website may have links to websites, platforms, forums, chats, blogs or social networks of third parties. Despite our efforts, CICOR does not have the human and/or technical means to know or control all information and/or contents appearing on the websites of third parties. Thus, CICOR shall be in no way held accountable for the content of linked sites and under no circumstances shall such links be considered of effective knowledge of the content of sites to which they link.
Should the User notice that some of the external websites, platforms, forums, chats, blogs or social networks that may be linked through links on the Website are contrary to law, good faith or these Terms and Conditions, they may notify CICOR by e-mail to cicor@cicor.es in order for us to disable the link accessing the web platform, forum, chat, blog or social network in question.

Duration and modification of the terms and conditions

These Terms and Conditions will be effective while they are exposed to Users on the Website; hence, as soon as they are totally or partially modified or updated, these conditions will be no longer in force, turning the new conditions of use into the ones regulating the use of the site.

CICOR reserves the right to review, modify or update at any time these Terms and Conditions, in which case it will be notified in the Home page of the site in order to allow the Users to be properly informed and able to consult the revisions, modifications or updates to their satisfaction.

Data protection

As stated in our Privacy Policy, when using data of the Users, CICOR commits to respecting their confidentiality and use them in accordance with the purpose of the file, as well as to complying with its obligation to keep them and adopt all measures to prevent alteration, loss, or unauthorized access in accordance with the provisions of the current legislation concerning the protection of personal data.

The Website incorporates appropriate safeguards and uses the industry’s standard technology to improve security, integrity, completeness, accuracy and protection of its collected personal data, and has established reasonable precautions to protect such information from possible losses or misuses. Its rules on data protection and security are periodically reviewed and updated when needed, and CICOR strives to ensure that only authorized people can access the information you provide.

To learn more about CICOR Privacy Policy, please read our Privacy Policy and our Cookie Policy.

Disclaimers

In no case and under no circumstances the lack of exercise of their rights by CICOR shall be understood as a renunciation thereof.

The headings contained in these terms are merely indicative or informative; hence, they do not affect, qualify or extend the interpretation thereof.

In the event that any provision contained in these Terms and Conditions were to be declared as invalid, abusive or unenforceable, totally or partially, by a judicial or administrative body, such statement will affect solely the clause in question, taking it for unwritten and without the declaration of invalidity, abuse or unenforceability spreading under any circumstances to the other conditions, which will survive.

These terms of use together with the Privacy Policy and Cookie Policy are governed by Spanish legislation at all times.

How to contact cicor?

You can contact us to resolve any doubts or queries by sending an e-mail to cicor@cicor.es, calling the telephone number +34 937 368 800, or filling out the contact form available at the following link.
We will be happy to assist you.

Agosto 2019, horario de oficina: de lunes a viernes de 8 a 14h.
(Del 12 al 16 de agosto, nuestras oficinas permanecerán cerradas)
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